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Help paying your energy bills after a bereavement

If you’re struggling to pay your bills, you are not alone. We know this is a common problem for people who have been bereaved and you deserve support.

Benefits and grants

A change in your income or living situation might mean you’re able to claim other benefits which you weren’t able to before. See our information on managing your money after a bereavement.

If your husband, wife or partner has died, you may be able to claim bereavement benefits for 18 months afterwards. The total amount can range from around £4,300 – £9,800. See our information on bereavement benefits.

Fuel vouchers and one-off payments for people on low incomes

You may also be able to apply for one-off or annual payments to help with energy costs, such as the Winter Fuel Payment or Warm Home Discount.

Local councils might offer help with bills under schemes called "welfare assistance" or "household support". Find your local council and check their website to see what they offer.

Grants

You may be able to apply for grants or one-off payments. These are sometimes offered by energy companies or charities. They might be given based on your income, where you live or a job you have done in the past.

Support for migrants

If you were not born in the UK, the types of support you may not be able to apply for some of the above support.

Help with benefits

Benefits can be complicated, and it can be hard to understand what you can apply for and how. If you need some support:

Borrowing money to pay bills

It is not unusual for people to feel they need to borrow money or use credit cards in the time around a bereavement. This might be because their income has gone down, or costs related to your bereavement have gone up.

If you feel you need to borrow to pay bills such as energy and water bills, you are not alone. However, it is not a good idea to take out credit to pay for essential items if you can help it.

Your energy provider must, by law, support people who are vulnerable, including if you are bereaved. They should offer you a payment plan, advice and signpost you to other financial schemes, assistance and support, if you're struggling to pay your bills.

We know having debt can be really worrying and stressful for people, especially when they are dealing with grief. Take a look at our information on managing money after a bereavement to find support to deal with debt.

Can my supply be cut off if I don’t pay my bills?

It is unlikely that your supplier will cut off your gas or electricity supply. If you have unpaid bills, your supplier will usually offer you a pre-payment meter or a payment plan.

If you do agree to a pre-payment meter, keep in mind that this can lead to your supply being cut off in the future if you run out of credit. So think about this decision carefully, especially if you have vulnerable people or children in the home.

Your water supply cannot legally be cut off if you do not pay.

Citizen's Advice have information on disconnections for England, Scotland and Wales. For Northern Ireland see NI Direct.

More information on financial issues

Managing your money after a bereavement

For more general guidance on managing financial issues after a bereavement, including budgeting, paying for a funeral, pensions and more.

Change how you use energy after a bereavement

See our information on changing how you use energy, which could make your bills more affordable.

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